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Explore Retirement in the United States

Explore five example cities in the United States, compare local settings and climate, and find linked healthcare resources to guide your research. A large and diverse country where climate, housing, taxes and healthcare access can vary greatly by state and city.

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The United States: five cities to explore

This page brings together city descriptions, climate context and linked healthcare resources for Pittsburgh, Pennsylvania, Philadelphia, Pennsylvania, Asheville, North Carolina, Tampa, Florida, Tucson, Arizona. These are examples to research, not a ranking.

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United States

A large and diverse country where climate, housing, taxes and healthcare access can vary greatly by state and city.

The Statue of Liberty with the New York City skyline across the harbor Photo: Statue of liberty and nyc skyline by Gustavo Collins · CC BY-SA 4.0 · Image resized/cropped for layout

The United States offers many possible retirement lifestyles, from dense cities with public transit to warm coastal communities and dry desert regions. Costs differ substantially between states and neighbourhoods. Healthcare access and out-of-pocket costs depend on eligibility, insurance coverage and the services needed, while state and local taxes can affect retirement income and housing. These five places are examples for further research, not a ranking. Anyone considering a move should compare total annual costs, insurance, climate risks and access to the specific medical care they may need. Some US city cards also link to Department of Veterans Affairs (VA) facilities; these are not general public hospitals, and access depends on VA eligibility. Check the official eligibility rules before relying on them.

Average annual expenditures US$ 78,535/year United States · BLS 2024
Approximate monthly equivalent US$ 6,545/month Annual figure divided by 12
The U.S. Bureau of Labor Statistics reports average annual expenditures per consumer unit, a statistical unit that is not exactly the same as a household in every country. This is not an individual retirement budget. Official BLS source ↗

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Further research

Cost of Living Index (Numbeo, 2026 Mid-Year): 69.7 — excludes rent and is relative to New York City (100). It compares everyday consumer prices, not a monthly retirement budget. View source and methodology ↗

Five cities to explore

Choose a city to jump to its overview and healthcare links. These examples are not a ranking.

City details, local context, climate notes and healthcare links are available on each dedicated guide. These examples are not a ranking.

Healthcare eligibility, insurance premiums, deductibles and tax treatment depend on individual circumstances. This page is an introduction, not financial, tax, immigration or medical advice.

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